body {
            font-family: 'Lora', serif;
            background-color: #f8f9fa;
        }
        .hero-section {
            text-align: center;
            /*padding: 2rem 0;*/
            background-color: #09539f;
            margin-bottom: 0;
        }
        .hero-section h2 {
            font-family: 'Montserrat', sans-serif;
            color: #fff;
            font-weight: bold;
            font-size: 11px;
            margin: 0;
        }
        .navbar-custom {
            background-color: #09539f;
            padding: 1rem 0;
            border-bottom: 2px solid #09539f;
        }
        .navbar-brand img {
            height: 40px;
        }
        .navbar-nav .nav-link {
            color: #333 !important;
            font-family: 'Montserrat', sans-serif;
            font-weight: 500;
            margin-left: 1rem;
        }
        .navbar-nav .nav-link:hover {
            color: #09539f !important;
        }
        .card {
            border: none;
            border-radius: 10px;
            box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
            transition: transform 0.3s ease;
        }
        .card:hover {
            transform: translateY(-5px);
        }
        .card-header {
            background-color: #09539f;
            color: #fff;
            font-family: 'Montserrat', sans-serif;
            font-weight: 500;
            border-radius: 10px 10px 0 0;
            padding: 0.75rem 1.25rem;
        }
        .card-body p {
            margin-bottom: 0.5rem;
            font-size: 1rem;
            color: #333;
        }
        .card-body strong {
            color: #09539f;
        }
        #card-field {
            border: 1px solid #ced4da;
            border-radius: 0.25rem;
            padding: 0.5rem;
            min-height: 3rem;
            position: relative;
        }
        #tos-message {
            color: #6c757d;
            font-size: 14px;
            text-align: center;
            position: absolute;
            top: 50%;
            left: 50%;
            transform: translate(-50%, -50%);
            width: 100%;
        }
        .loading-spinner {
            display: none;
            position: absolute;
            top: 50%;
            left: 50%;
            transform: translate(-50%, -50%);
            width: 24px;
            height: 24px;
            border: 4px solid #09539f;
            border-top: 4px solid transparent;
            border-radius: 50%;
            animation: spin 1s linear infinite;
        }
        @keyframes spin {
            0% { transform: translate(-50%, -50%) rotate(0deg); }
            100% { transform: translate(-50%, -50%) rotate(360deg); }
        }
        .card-logos img {
            height: 2rem;
            margin-right: 0.5rem;
        }
        .form-control:focus {
            border-color: #09539f;
            box-shadow: 0 0 5px rgba(91, 146, 111, 0.5);
        }
        .btn-primary {
            background-color: #09539f;
            border-color: #09539f;
            font-family: 'Montserrat', sans-serif;
            font-weight: 500;
        }
        .btn-primary:hover {
            background-color: #4a755b;
            border-color: #4a755b;
        }
        .form-check-label a {
            color: #09539f;
            text-decoration: none;
        }
        .form-check-label a:hover {
            text-decoration: underline;
        }
        .footer {
            font-family: 'Lora', serif;
            color: #6c757d;
            padding: 1rem 0;
            background-color: #e9ecef;
        }
        .section-title {
            font-family: 'Montserrat', sans-serif;
            font-weight: 700;
            color: #09539f;
            font-size: 1.5rem;
            margin-bottom: 1.5rem;
        }
        .section-title small {
            font-size: 0.8rem;
            color: #4a755b;
            font-weight: 400;
        }
        @media (max-width: 991px) {
            .card {
                margin: 1rem 0;
            }
            .card-header {
                font-size: 1.1rem;
            }
            .card-body p {
                font-size: 0.95rem;
            }
            .hero-section h2 {
                font-size: 1.5rem;
            }
            .section-title {
                font-size: 1.3rem;
            }
            .section-title small {
                font-size: 0.75rem;
            }
        }
        @media (max-width: 576px) {
            .navbar-brand img {
                height: 30px;
            }
            .card-header {
                font-size: 1rem;
            }
            .card-body p {
                font-size: 0.9rem;
            }
            .hero-section h2 {
                font-size: 1.3rem;
                padding: 1.5rem 0;
            }
            .section-title {
                font-size: 1.2rem;
            }
            .section-title small {
                font-size: 0.7rem;
            }
        }